Plan Ledger DOL Form 5500 · updated monthly

Programa de Servicios de Salud En El Hogar Y Hospicio San Lucas401(k)

ST LUKE HOME CARE AND HOSPICE RETIREMENT PLAN · PONCE, PR · plan year 2025

Reported admin expense ratio · 2025
0.77%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Programa de Servicios de Salud En El Hogar Y Hospicio San Lucas reported $40,970 in plan administrative expenses for 2025: 0.77% of average plan assets, above the peer median. Employer contributions averaged $142 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.85% to 0.77%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in PR (173rd of 323), and 7,642nd of 11,911 in health care & social assistance. In 2025, employees put in $3.22 for every $1.00 the employer contributed; active participation has shrunk from 662 to 566 since 2022.

Plan summary
Net assets, end of year$5,470,218
Participants with balances259
Active participants566
Employer contributions$80,213
Employee contributions$258,376
Employer contribution per active participant$142
Average account balance$21,121
Benefits paid to participants$736,814
Plan auditUnmodified (clean) audit opinion
AuditorRRC CPA GROUP, PSC
Plan history4
Yearassets · accounts · employer contribution
2025$5.5M · 259 accts · $80K emplr
2024$5.1M · 280 accts · $86K emplr
2023$4.8M · 370 accts · $91K emplr
2022$4.8M · 332 accts · $92K emplr
The Programa de Servicios de Salud En El Hogar Y Hospicio San Lucas 401(k) match · 2025
Employer contribution per active participant$142
Median for plans this size$1,464
2025$142 per active participant
2024$135 per active participant
2023$143 per active participant
2022$139 per active participant

Programa de Servicios de Salud En El Hogar Y Hospicio San Lucas's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PENSION ADMINISTRATORS GROUP, INC · Contract administrator$16,393
EMPOWER ADVISORY GROUP, LLC · Investment management$1,002

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$40,970 · 0.77%
2024$38,338 · 0.77%
2023$36,719 · 0.77%
2022$49,145 · 0.85%
Same employer
Similar plansHealth Care & Social Assistance · PR
Neomed Center Inc PR$5.6M · 1.30%
Gvs Puerto Rico, LLC PR$5.2M · 0.32%
Home Orthopedics Corp PR$4.5M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660592943 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.