Plan Ledger DOL Form 5500 · updated monthly

Productiv, Inc.401(k)

PRODUCTIV, INC. 401(K) PLAN · PALO ALTO, CA · plan year 2023

Reported admin expense ratio · 2023
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Productiv, Inc. reported $3,652 in plan administrative expenses for 2023: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,762nd of 9,483), and 9,496th of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$5,745,322
Participants with balances116
Active participants55
Employer contributions$0
Employee contributions$1,158,143
Employer contribution per active participant$0
Average account balance$49,529
Benefits paid to participants$759,317
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$5.7M · 124 accts
2023$5.7M · 116 accts
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,652
Total administrative$3,652
The Productiv, Inc. 401(k) match · 2023
Employer contribution per active participant$0
Median for plans this size$1,308

Productiv, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,652

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024Not separately reported
2023$3,652 · 0.08%
Similar plansProfessional & Technical Services · California
Osso Vr, Inc. CA$5.8M · 0.69%
Kros-Wise, Inc. CA$5.8M · 0.95%
Onelight Holdings, Inc. CA$5.7M · 0.00%
Bioduro LLC CA$5.7M · 0.91%
Honeybook, Inc. CA$5.7M · 0.22%
Luxury Presence LLC CA$5.7M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 825134353 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.