Plan Ledger DOL Form 5500 · updated monthly

Kros-Wise, Inc.401(k)

KROS-WISE 401K PROFIT SHARING PLAN & TRUST · SAN MARCOS, CA · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kros-Wise, Inc. reported $52,742 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,897 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio rose from 0.00% to 0.95%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,760th of 9,483), and 9,495th of 11,654 in professional & technical services. In 2024, employees put in $1.00 for every $1.00 the employer contributed; active participation has grown from 63 to 99 since 2020.

Plan summary
Net assets, end of year$5,754,634
Participants with balances128
Active participants99
Employer contributions$286,790
Employee contributions$288,070
Employer contribution per active participant$2,897
Average account balance$44,958
Benefits paid to participants$855,504
Plan auditUnmodified (clean) audit opinion
AuditorSAGGAR & ROSENBERG, P.C
Plan history4
Yearassets · accounts · employer contribution
2024$5.8M · 128 accts · $287K emplr
2022$3.5M · 92 accts · $119K emplr
2021$4.0M · 87 accts · $144K emplr
2020$3.5M · 147 accts · $81K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,831
Investment management$24,911
Total administrative$52,742
The Kros-Wise, Inc. 401(k) match · 2024
Employer contribution per active participant$2,897
Median for plans this size$1,313
2024$2,897 per active participant
2022$1,126 per active participant
2021$1,968 per active participant
2020$1,293 per active participant

Kros-Wise, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PCS RETIREMENT LLC · Claims processing · Consulting$27,831
THE BALDWIN GROUP WEALTH ADVISORS, · Investment advisory (plan)$24,911

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2024$52,742 · 0.95%
2022$11,906 · 0.32%
2021$12,809 · 0.34%
2020$72 · 0.00%
All plans at this employer2
KROS-WISE 401K PROFIT SHARING PLAN & TRUST401(k)
KROS-WISE, INC. SCA PLANProfit-sharing plan
Similar plansProfessional & Technical Services · California
Epic Sciences, Inc. CA$5.8M · 0.63%
Osso Vr, Inc. CA$5.8M · 0.69%
Productiv, Inc. CA$5.7M · 0.08%
Onelight Holdings, Inc. CA$5.7M · 0.00%
Bioduro LLC CA$5.7M · 0.91%
Honeybook, Inc. CA$5.7M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201632876 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.