Plan Ledger DOL Form 5500 · updated monthly

Private Industry Council of Westmoreland/Fayette Inc.401(k)

PRIVATE INDUSTRY COUNCIL RETIREMENT SAVINGS PLAN · GREENSBURG, PA · plan year 2025

Reported admin expense ratio · 2025
0.66%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Private Industry Council of Westmoreland/Fayette Inc. reported $85,821 in plan administrative expenses for 2025: 0.66% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,546 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.53% to 0.66%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (1,931st of 3,651), and the 4,682nd of 11,911 in health care & social assistance. In 2025, employees put in $1.45 for every $1.00 the employer contributed; active participation has grown from 302 to 346 since 2022.

Plan summary
Net assets, end of year$14,057,910
Participants with balances318
Active participants346
Employer contributions$535,012
Employee contributions$776,639
Employer contribution per active participant$1,546
Average account balance$44,207
Benefits paid to participants$880,429
Plan auditUnmodified (clean) audit opinion
AuditorSLELMACK, DOBRANSKY & EANNACE, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$14.1M · 318 accts · $535K emplr
2024$11.9M · 331 accts · $459K emplr
2023$10.8M · 315 accts · $419K emplr
2022$9.7M · 306 accts · $395K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$35,453
Investment management$19,449
Total administrative$85,821
The Private Industry Council of Westmoreland/Fayette Inc. 401(k) match · 2025
Employer contribution per active participant$1,546
Median for plans this size$2,666
2025$1,546 per active participant
2024$1,283 per active participant
2023$1,233 per active participant
2022$1,309 per active participant

Private Industry Council of Westmoreland/Fayette Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK USA · Recordkeeping · Investment management$4,267
CETERA ADVISOR NETWORKS LLC · Investment advisory (participants)$19,449

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$85,821 · 0.66%
2024$57,838 · 0.51%
2023$57,435 · 0.56%
2022$56,463 · 0.53%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Philadelphia Fight PA$14.5M · 0.01%
Access Services, Inc. PA$14.1M · 0.05%
Abraxas Alliance, Inc. PA$14.0M · 0.26%
Waverly Senior Services PA$13.9M · 0.02%
Resourceful, Inc. PA$13.8M · 0.09%
Family Services of Nw PA PA$13.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251453441 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.