Plan Ledger DOL Form 5500 · updated monthly

Prism Spectrum Holdings LLC401(k)

PRISM SPECTRUM EHG 401(K) PLAN · EXPORT, PA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Prism Spectrum Holdings LLC reported $63,375 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $1,561 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other administrative & support services employers. By assets it is the 1,690th-largest of 3,651 plans among Pennsylvania employers on file, and the 695th of 2,534 in administrative & support services. In 2024, employees put in $2.23 for every $1.00 the employer contributed; active participation has shrunk from 617 to 406 since 2022.

Plan summary
Net assets, end of year$17,186,297
Participants with balances286
Active participants406
Employer contributions$633,570
Employee contributions$1,413,786
Employer contribution per active participant$1,561
Average account balance$60,092
Benefits paid to participants$2,853,406
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.2M · 286 accts · $634K emplr
2023$15.9M · 306 accts · $791K emplr
2022$12.8M · 321 accts · $834K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,360
Investment management$22,015
Total administrative$63,375
The Prism Spectrum Holdings LLC 401(k) match · 2024
Employer contribution per active participant$1,561
Median for plans this size$2,416
2024$1,561 per active participant
2023$2,208 per active participant
2022$1,351 per active participant

Prism Spectrum Holdings LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$41,359
GLOBAL RETIREMENT PARTNERS · Recordkeeping · Trustee$22,015
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, GLOBAL RETIREMENT PARTNERS
2023ADP, GLOBAL RETIREMENT PARTNERS

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Administrative cost history3
2024$63,375 · 0.38%
2023$54,411 · 0.38%
2022$59,934 · 0.44%
Same employer
Similar plansAdministrative & Support Services · Pennsylvania
Clear Peo, LLC PA$20.3M · 0.64%
The Cei Group, Inc. PA$18.0M · 0.14%
Asd, Inc. PA$17.2M · 0.01%
Phenom People, Inc. PA$17.1M · 0.06%
J. Reckner Associates, Inc. PA$15.1M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824146408 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.