Plan Ledger DOL Form 5500 · updated monthly

Pride Star Ems401(k)

PRIDE STAR EMS. 401K PLAN · LOWELL, MA · plan year 2024

Reported admin expense ratio · 2024
0.55%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pride Star Ems reported $52,442 in plan administrative expenses for 2024: 0.55% of average plan assets, above the peer median. Employer contributions averaged $1,063 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.62% to 0.55%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (1,902nd of 2,726), and the 5,707th of 11,911 in health care & social assistance. In 2024, employees put in $2.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,977,987
Participants with balances325
Active participants412
Employer contributions$438,043
Employee contributions$993,790
Employer contribution per active participant$1,063
Average account balance$30,701
Benefits paid to participants$1,721,594
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.0M · 325 accts · $438K emplr
2023$9.2M · 320 accts · $425K emplr
2022$8.1M · 323 accts · $472K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$52,442
Total administrative$52,442
The Pride Star Ems 401(k) match · 2024
Employer contribution per active participant$1,063
Median for plans this size$1,313
2024$1,063 per active participant
2023$959 per active participant
2022$1,143 per active participant

Pride Star Ems's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
COMMONWEALTH EQUITY SERVICES, INC. · Recordkeeping · Trustee$44,400
ADP, INC. · Loan processing · Recordkeeping$8,041
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, COMMONWEALTH EQUITY SERVICES, INC.
2023ADP, COMMONWEALTH EQUITY SERVICES, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$52,442 · 0.55%
2023$47,393 · 0.55%
2022$37,365 · 0.62%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Podimetrics, Inc MA$10.1M · 0.67%
T2 Biosystems, Inc MA$10.0M · 0.51%
Enable, Inc. MA$9.9M · 1.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204389265 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.