Plan Ledger DOL Form 5500 · updated monthly

Premier Community Bank401(k) + ESOP (KSOP)

PREMIER COMMUNITY BANK RETIREMENT SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN · MARION, WI · plan year 2025

Reported admin expense ratio · 2025
0.75%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Premier Community Bank reported $82,782 in plan administrative expenses for 2025: 0.75% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,073 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.60% to 0.75%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Wisconsin (1,210th of 1,936), and 3,861st of 4,798 in finance & insurance. In 2025, employees put in $2.75 for every $1.00 the employer contributed; active participation has grown from 101 to 120 since 2022.

Plan summary
Net assets, end of year$11,336,230
Participants with balances140
Active participants120
Employer contributions$248,797
Employee contributions$684,786
Employer contribution per active participant$2,073
Average account balance$80,973
Benefits paid to participants$2,241,281
Plan auditUnmodified (clean) audit opinion
AuditorHAWKINS ASH CPA'S, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$11.3M · 140 accts · $249K emplr
2024$10.9M · 132 accts · $238K emplr
2023$9.9M · 129 accts · $219K emplr
2022$8.2M · 130 accts · $210K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$33,391
Investment management$37,091
Audit (IQPA)$9,900
Total administrative$82,782
The Premier Community Bank 401(k) match · 2025
Employer contribution per active participant$2,073
Median for plans this size$2,666
2025$2,073 per active participant
2024$2,031 per active participant
2023$1,956 per active participant
2022$2,077 per active participant

Premier Community Bank's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
WIPFLI LLP · Recordkeeping · Loan processing$25,357
WIPFLI ADVISORY LLC · Recordkeeping · Loan processing$8,034
CREATIVE PLANNING HOLDCO, LLC · Investment advisory (participants) · Investment advisory (plan)$37,088
HAKINS ASH CPAS, LLP · Accounting / audit$9,900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025WIPFLI ADVISORY LLC, WIPFLI LLP
2024WIPFLI LLP
2023WIPFLI LLP

This plan has changed recordkeepers within these filings. If you left Premier Community Bank before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$82,782 · 0.75%
2024$77,902 · 0.75%
2023$65,227 · 0.72%
2022$51,490 · 0.60%
Similar plansFinance & Insurance · Wisconsin
Hometown Bancorp, LTD. WI$12.2M · 0.41%
Abbybank WI$12.1M · 0.22%
Americollect, Inc. WI$12.0M · 0.68%
Fortifi Bank WI$11.9M · 0.22%
The McClone Agency, Inc. WI$11.2M · 0.55%
Simplicity Credit Union WI$10.1M · 0.36%
Go Mortgage, LLC WI$9.0M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390451504 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.