Plan Ledger DOL Form 5500 · updated monthly

Premier America Credit Union401(k)

PREMIER AMERICA RETIREMENT AND SAVINGS PLAN · CHATSWORTH, CA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Premier America Credit Union reported $68,255 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $4,676 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.15% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,443rd-largest of 9,483 plans among California employers on file, and the 1,385th of 4,798 in finance & insurance. In 2025, employees put in $1.44 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$63,961,873
Participants with balances566
Active participants443
Employer contributions$2,071,597
Employee contributions$2,986,630
Employer contribution per active participant$4,676
Average account balance$113,007
Benefits paid to participants$4,735,858
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$64.0M · 566 accts · $2.1M emplr
2024$55.1M · 562 accts · $2.0M emplr
2023$46.8M · 550 accts · $1.8M emplr
2022$37.3M · 528 accts · $1.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$68,255
Total administrative$68,255
The Premier America Credit Union 401(k) match · 2025
Employer contribution per active participant$4,676
Median for plans this size$4,093
2025$4,676 per active participant
2024$4,518 per active participant
2023$4,127 per active participant
2022$4,064 per active participant

Premier America Credit Union's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$68,255
ACTUARIAL BENEFITS CORP. · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$68,255 · 0.11%
2024$69,808 · 0.14%
2023$66,655 · 0.16%
2022$60,041 · 0.15%
Same employer
Similar plansFinance & Insurance · California
Aviation Capital Group LLC CA$65.7M · 0.06%
Roth Capital Partners, LLC CA$65.0M · 0.18%
Orange County Credit Union CA$64.2M · 0.32%
Deans & Homer CA$62.8M · 0.07%
Redwood Trust, Inc. CA$62.5M · 0.06%
Banc of California, Inc. CA$62.0M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953442691 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.