Plan Ledger DOL Form 5500 · updated monthly

Cooperative of American Physicians, Inc.401(k)

COOPERATIVE OF AMERICAN PHYSICIANS, INC. - MUTUAL PROTECTION TRUST RETIREMENT PLAN · LOS ANGELES, CA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cooperative of American Physicians, Inc. reported $39,663 in plan administrative expenses for 2024: 0.07% of average plan assets, below the peer median. Employer contributions averaged $6,814 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.07%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,452nd-largest of 9,483 plans among California employers on file, and the 1,395th of 4,798 in finance & insurance. In 2024, employees put in $2.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$63,623,170
Participants with balances201
Active participants190
Employer contributions$1,294,723
Employee contributions$2,615,316
Employer contribution per active participant$6,814
Average account balance$316,533
Benefits paid to participants$4,975,921
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$63.6M · 201 accts · $1.3M emplr
2023$56.5M · 190 accts · $1.2M emplr
2022$50.2M · 198 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,026
Investment management$17,887
Total administrative$39,663
The Cooperative of American Physicians, Inc. 401(k) match · 2024
Employer contribution per active participant$6,814
Median for plans this size$3,635
2024$6,814 per active participant
2023$6,833 per active participant
2022$6,652 per active participant

Cooperative of American Physicians, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,026
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$17,887

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$39,663 · 0.07%
2023$43,251 · 0.08%
2022$50,004 · 0.09%
Same employer
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Orange County Credit Union CA$64.2M · 0.32%
Deans & Homer CA$62.8M · 0.07%
Redwood Trust, Inc. CA$62.5M · 0.06%
Banc of California, Inc. CA$62.0M · 0.28%
Bank of Stockton CA$61.4M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952988063 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.