Plan Ledger DOL Form 5500 · updated monthly

Poulin Grain, Inc.401(k)

POULIN GRAIN, INC. 401(K) PROFIT SHARING PLAN · NEWPORT, VT · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Poulin Grain, Inc. reported $40,347 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $3,576 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 66th-largest of 230 plans among Vermont employers on file, and the 1,069th of 5,215 in retail trade. In 2024, employees put in $1.49 for every $1.00 the employer contributed; active participation has grown from 115 to 138 since 2022.

Plan summary
Net assets, end of year$28,977,981
Participants with balances168
Active participants138
Employer contributions$493,552
Employee contributions$733,575
Employer contribution per active participant$3,576
Average account balance$172,488
Benefits paid to participants$1,343,686
Plan auditUnmodified (clean) audit opinion
AuditorMCSOLEY, MCCOY, & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$29.0M · 168 accts · $494K emplr
2023$25.6M · 163 accts · $471K emplr
2022$21.6M · 150 accts · $438K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$36,767
Investment management$3,580
Total administrative$40,347
The Poulin Grain, Inc. 401(k) match · 2024
Employer contribution per active participant$3,576
Median for plans this size$2,416
2024$3,576 per active participant
2023$3,712 per active participant
2022$3,813 per active participant

Poulin Grain, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$40,347 · 0.15%
2023$33,605 · 0.14%
2022$33,715 · 0.14%
Same employer
Similar plansRetail Trade · Vermont
The Orvis Company, Inc. VT$104.7M · 0.15%
Littleton Chevrolet, Inc. VT$30.2M · 0.53%
R.K. Miles, Inc. VT$27.2M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030223982 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.