Plan Ledger DOL Form 5500 · updated monthly

The Vermont Country Store, Inc.401(k)

THE VERMONT COUNTRY STORE, INC. PROFIT SHARING PLAN · MANCHESTER CENTER, VT · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Vermont Country Store, Inc. reported $107,481 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $2,462 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 47th-largest of 230 plans among Vermont employers on file, and the 820th of 5,215 in retail trade. In 2024, employees put in $1.78 for every $1.00 the employer contributed; active participation has shrunk from 445 to 338 since 2022.

Plan summary
Net assets, end of year$38,770,499
Participants with balances561
Active participants338
Employer contributions$832,040
Employee contributions$1,483,616
Employer contribution per active participant$2,462
Average account balance$69,110
Benefits paid to participants$4,398,490
Plan auditUnmodified (clean) audit opinion
AuditorBAKER NEWMAN & NOYES
Plan history3
Yearassets · accounts · employer contribution
2024$38.8M · 561 accts · $832K emplr
2023$36.4M · 633 accts · $889K emplr
2022$34.7M · 633 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$65,376
Investment management$42,105
Total administrative$107,481
The The Vermont Country Store, Inc. 401(k) match · 2024
Employer contribution per active participant$2,462
Median for plans this size$2,416
2024$2,462 per active participant
2023$2,496 per active participant
2022$2,278 per active participant

The Vermont Country Store, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping$65,376
FIDUCIENT ADVISORS · Investment management$42,105

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$107,481 · 0.29%
2023$108,772 · 0.31%
2022$122,348 · 0.32%
Same employer
Similar plansRetail Trade · Vermont
The Orvis Company, Inc. VT$104.7M · 0.15%
Rouse's Enterprises, L.L.C. LA$39.0M · 0.28%
Young Chevrolet Company UT$38.9M · 0.35%
Arrow Truck Sales, Inc. MO$38.9M · 0.06%
Advocare International LLC TX$38.8M · 0.03%
Colony Tire Corporation NC$38.8M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030211663 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.