Plan Ledger DOL Form 5500 · updated monthly

Port Terminal Railroad Association401(k)

PORT TERMINAL RAILROAD ASSOCIATION THRIFT PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Port Terminal Railroad Association reported $15,845 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $466 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 1,985th-largest of 5,688 plans among Texas employers on file, and the 725th of 2,677 in transportation & warehousing. In 2024, employees put in $7.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,601,021
Participants with balances242
Active participants276
Employer contributions$128,580
Employee contributions$977,528
Employer contribution per active participant$466
Average account balance$85,128
Benefits paid to participants$2,557,712
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$20.6M · 242 accts · $129K emplr
2023$19.7M · 249 accts · $118K emplr
2022$17.5M · 266 accts · $121K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,845
Total administrative$15,845
The Port Terminal Railroad Association 401(k) match · 2024
Employer contribution per active participant$466
Median for plans this size$2,416
2024$466 per active participant
2023$399 per active participant
2022$398 per active participant

Port Terminal Railroad Association's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$15,845 · 0.08%
2023$17,875 · 0.10%
2022$16,658 · 0.09%
Similar plansTransportation & Warehousing · Texas
Excelerate Energy LP TX$20.9M · 0.02%
Signet Maritime Corporation TX$20.8M · 0.50%
G2 Secure Staff, L.L.C. TX$19.7M · 1.90%

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Source: U.S. Department of Labor, Form 5500 series, EIN 746001322 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.