Plan Ledger DOL Form 5500 · updated monthly

Pools on the Gulf Holdings, LLC. dba Blue Haven Pools on the Gulf401(k)

BLUE HAVEN POOLS ON THE GULF 401(K) PLAN · MOBILE, AL · plan year 2025

Reported admin expense ratio · 2025
1.27%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pools on the Gulf Holdings, LLC. dba Blue Haven Pools on the Gulf reported $43,423 in plan administrative expenses for 2025: 1.27% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,074 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.86% to 1.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in Alabama (675th of 902), and 996th of 1,311 in arts, entertainment & recreation. In 2025, employees put in $1.91 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,033,650
Participants with balances98
Active participants98
Employer contributions$301,220
Employee contributions$575,517
Employer contribution per active participant$3,074
Average account balance$41,160
Benefits paid to participants$591,961
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$4.0M · 98 accts · $301K emplr
2024$2.8M · 129 accts · $325K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,479
Investment management$22,944
Total administrative$43,423
The Pools on the Gulf Holdings, LLC. dba Blue Haven Pools on the Gulf 401(k) match · 2025
Employer contribution per active participant$3,074
Median for plans this size$1,464
2025$3,074 per active participant
2024$2,518 per active participant

Pools on the Gulf Holdings, LLC. dba Blue Haven Pools on the Gulf's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
VESTWELL · Contract administrator · Investment advisory (plan)$20,479

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$43,423 · 1.27%
2024$38,566 · 1.86%
Same employer
Similar plansArts, Entertainment & Recreation · Alabama
Pci Gaming Authority AL$184.2M · 0.39%
Sunbelt Golf Corporation AL$11.1M · 0.04%
McWane Science Center AL$2.0M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 861386906 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.