Plan Ledger DOL Form 5500 · updated monthly

Pointe Group Care, LLC401(k)

POINTE GROUP CARE 401(K) PLAN · STOUGHTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pointe Group Care, LLC reported $137,652 in plan administrative expenses for 2024: 0.63% of average plan assets, higher than ~75% of peers. Employer contributions averaged $189 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.626%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,170th-largest of 2,726 plans among Massachusetts employers on file, and the 3,291st of 11,911 in health care & social assistance. In 2024, employees put in $8.64 for every $1.00 the employer contributed; active participation has grown from 831 to 1,246 since 2022.

Plan summary
Net assets, end of year$23,618,370
Participants with balances592
Active participants1,246
Employer contributions$235,398
Employee contributions$2,033,224
Employer contribution per active participant$189
Average account balance$39,896
Benefits paid to participants$1,518,070
Plan auditUnmodified (clean) audit opinion
AuditorROTH & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$23.6M · 592 accts · $235K emplr
2023$20.4M · 1,183 accts · $202K emplr
2022$16.2M · 1,098 accts · $183K emplr
The Pointe Group Care, LLC 401(k) match · 2024
Employer contribution per active participant$189
Median for plans this size$2,416
2024$189 per active participant
2023$178 per active participant
2022$220 per active participant

Pointe Group Care, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PARK AVENUE SECURITIES LLC · Investment advisory (participants)$315,000
JOHN HANCOCK LIFE INSURANCE COMPANY · Investment advisory (participants) · Investment management$7,022

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$137,652 · 0.63%
2023$115,109 · 0.63%
2022$109,945 · 0.63%
Similar plansHealth Care & Social Assistance · Massachusetts
Care Dimensions, Inc. MA$23.9M · 0.53%
Lcb Senior Living, LLC MA$23.2M · 1.24%
Umass Memorial Health MA$23.2M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 811715745 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.