Plan Ledger DOL Form 5500 · updated monthly

Point Quest, Inc.401(k)

POINT QUEST, INC. 401(K) PLAN & TRUST · ELK GROVE, CA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Point Quest, Inc. reported $45,859 in plan administrative expenses for 2024: 0.63% of average plan assets, above the peer median. Employer contributions averaged $632 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.06% to 0.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in California (5,796th of 9,483), and 2,204th of 3,091 in educational services. In 2024, employees put in $2.11 for every $1.00 the employer contributed; active participation has grown from 498 to 1,484 since 2022.

Plan summary
Net assets, end of year$8,793,066
Participants with balances591
Active participants1,484
Employer contributions$938,361
Employee contributions$1,978,433
Employer contribution per active participant$632
Average account balance$14,878
Benefits paid to participants$1,192,287
Plan auditUnmodified (clean) audit opinion
AuditorLEE CPA GROUP
Plan history3
Yearassets · accounts · employer contribution
2024$8.8M · 591 accts · $938K emplr
2023$5.9M · 344 accts · $520K emplr
2022$3.2M · 201 accts · $373K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,136
Investment management$28,723
Total administrative$45,859
The Point Quest, Inc. 401(k) match · 2024
Employer contribution per active participant$632
Median for plans this size$1,313
2024$632 per active participant
2023$494 per active participant
2022$748 per active participant

Point Quest, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
RPA FINANCIAL, LLC · Recordkeeping · Pension consulting$51,690
ADP INC. · Loan processing · Recordkeeping$17,951

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, RPA FINANCIAL, LLC
2023ADP, PAUL ROSSI, RPA FINANCIAL LLC

This plan has changed recordkeepers within these filings. If you left Point Quest, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$45,859 · 0.63%
2023$21,087 · 0.47%
2022$26,739 · 1.06%
Same employer
Similar plansEducational Services · California
Summer Search Foundation CA$9.1M · 0.28%
Park Day School CA$8.7M · 0.41%
American Film Institute CA$8.6M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 811930459 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.