Plan Ledger DOL Form 5500 · updated monthly

Point Digital Finance, Inc.401(k)

POINT DIGITAL FINANCE 401(K) PLAN · PALO ALTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Point Digital Finance, Inc. reported $8,572 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in California (5,290th of 9,483), and 1,070th of 2,096 in real estate & leasing. active participation has shrunk from 295 to 165 since 2022.

Plan summary
Net assets, end of year$10,647,090
Participants with balances177
Active participants165
Employer contributions$0
Employee contributions$1,785,710
Employer contribution per active participant$0
Average account balance$60,153
Benefits paid to participants$542,318
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.6M · 177 accts
2023$7.7M · 173 accts
2022$4.7M · 295 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,332
Investment management$7,240
Total administrative$8,572
The Point Digital Finance, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Point Digital Finance, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GUIDELINE, INC. · Plan administrator · Recordkeeping$7,762
BENEFIT TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Guideline
2023Guideline

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$8,572 · 0.09%
2023$5,604 · 0.09%
2022$3,821 · 0.10%
Same employer
Similar plansReal Estate & Leasing · California
Golden Rain Foundation CA$10.9M · 0.50%
Veritas Investments, Inc. CA$10.8M · 0.11%
Abode Communities CA$10.6M · 0.60%
Bender Rosenthal, Inc. CA$10.4M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 472305386 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.