Plumas Bank401(k) + ESOP (KSOP)
PLUMAS BANK 401(K) PROFIT SHARING PLAN · QUINCY, CA · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Plumas Bank reported $66,853 in plan administrative expenses for 2025: 0.23% of average plan assets, below the peer median. Employer contributions averaged $1,971 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio fell from 0.31% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,607th-largest of 9,483 plans among California employers on file, and the 2,357th of 4,798 in finance & insurance. In 2025, employees put in $4.32 for every $1.00 the employer contributed; active participation has grown from 178 to 237 since 2022.
Plumas Bank's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 953520374 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.