Plan Ledger DOL Form 5500 · updated monthly

Plaid Inc.401(k)

PLAID 401K PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.04%

Plaid Inc. reported $39,411 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.040%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other professional & technical services employers. By assets it is the 907th-largest of 9,483 plans among California employers on file, and the 1,335th of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$114,012,236
Participants with balances1,452
Active participants956
Employer contributions—
Employee contributions$15,530,394
Employer contribution per active participant—
Average account balance$78,521
Benefits paid to participants$8,815,310
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$114.0M · 1,452 accts
2024$84.7M · 1,268 accts
2023$60.1M · 1,168 accts · $10K emplr
2022$41.4M · 1,201 accts
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$39,811

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Vanguard
2024Vanguard
2023Vanguard

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Administrative cost history4
2025$39,411 · 0.04%
2024$31,988 · 0.04%
2023$60,275 · 0.12%
2022$15,710 · 0.04%
Same employer
Similar plansProfessional & Technical Services · California
Nerdwallet, Inc. CA$115.7M · 0.04%
10X Genomics, Inc. CA$113.9M · 0.14%
Openai LP CA$112.8M · 0.07%
Via Technologies, Inc. CA$110.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460820571 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.