Plan Ledger DOL Form 5500 · updated monthly

Pivotal Health Solutions, Inc.401(k)

PIVOTAL HEALTH SOLUTIONS, INC. 401(K) PLAN AND TRUST · WATERTOWN, SD · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pivotal Health Solutions, Inc. reported $5,301 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.08% to 0.12%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in South Dakota (188th of 233), and 11,219th of 13,661 in manufacturing. In 2024, employees put in $1.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,970,273
Participants with balances230
Active participants225
Employer contributions$323,984
Employee contributions$457,336
Employer contribution per active participant$1,440
Average account balance$21,610
Benefits paid to participants$207,629
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$0
2024$5.0M · 230 accts · $324K emplr
2023$3.8M · 197 accts · $278K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,301
Total administrative$5,301
The Pivotal Health Solutions, Inc. 401(k) match · 2024
Employer contribution per active participant$1,440
Median for plans this size$1,313
2024$1,440 per active participant
2023$1,343 per active participant

Pivotal Health Solutions, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EDWARD D JONES & CO LP · Investment advisory (plan)$12,956
JULY BUSINESS SERVICES · Contract administrator$3,681

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025Not separately reported
2024$5,301 · 0.12%
2023$2,550 · 0.08%
Similar plansManufacturing · South Dakota
Trussbilt, LLC SD$8.1M · 0.59%
Dakota Bodies, LLC SD$4.2M · 0.86%
Grand Prairie Foods SD$3.6M · 1.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208111757 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.