Plan Ledger DOL Form 5500 · updated monthly

Pirch, Inc.401(k)

PIRCH, INC. 401(K) PLAN · CARLSBAD, CA · plan year 2023

Reported admin expense ratio · 2023
0.99%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pirch, Inc. reported $83,441 in plan administrative expenses for 2023: 0.99% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,499 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.96% to 1.52%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,372nd of 9,483), and the 2,585th of 5,215 in retail trade. In 2023, employees put in $2.17 for every $1.00 the employer contributed; active participation has shrunk from 458 to 393 since 2022.

Plan summary
Net assets, end of year$10,277,583
Participants with balances491
Active participants393
Employer contributions$982,245
Employee contributions$2,132,569
Employer contribution per active participant$2,499
Average account balance$20,932
Benefits paid to participants$975,101
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.7M · 195 accts · $177K emplr
2023$10.3M · 491 accts · $982K emplr
2022$6.5M · 516 accts · $154K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$39,615
Investment management$4,403
Audit (IQPA)$12,250
Total administrative$83,441
The Pirch, Inc. 401(k) match · 2023
Employer contribution per active participant$2,499
Median for plans this size$1,308
2024$17,701 per active participant
2023$2,499 per active participant
2022$336 per active participant

Pirch, Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$39,613
JGD & ASSOCIATES · Accounting / audit$12,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$128,579 · 1.52%
2023$83,441 · 0.99%
2022$60,878 · 0.96%
Same employer
Similar plansRetail Trade · California
Moxie Hch Motors, LLC CA$10.4M · 0.04%
Seed Beauty, LLC CA$10.3M · 0.05%
Qvale Auto Group, Inc. CA$10.2M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260565897 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.