Plan Ledger DOL Form 5500 · updated monthly

Cardiff Seaside Market, Inc.401(k)

CARDIFF SEASIDE MARKET, INC. 401(K) PLAN · CARDIFF BY THE SEA, CA · plan year 2022

Reported admin expense ratio · 2022
0.15%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cardiff Seaside Market, Inc. reported $16,672 in plan administrative expenses for 2022: 0.15% of average plan assets, below the peer median. Employer contributions averaged $1,736 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,380th of 9,483), and the 2,587th of 5,215 in retail trade. In 2022, employees put in $1.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,254,602
Participants with balances156
Active participants97
Employer contributions$168,413
Employee contributions$192,513
Employer contribution per active participant$1,736
Average account balance$65,735
Benefits paid to participants$303,447
Plan auditUnmodified (clean) audit opinion
AuditorLAVINE,LOFGREN, MORRIS & ENGELBERG
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $170K emplr
2022$10.3M · 156 accts · $168K emplr
The Cardiff Seaside Market, Inc. 401(k) match · 2022
Employer contribution per active participant$1,736
Median for plans this size$2,266

Cardiff Seaside Market, Inc.'s 2022 employer contribution ran below the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$16,672 · 0.15%
Similar plansRetail Trade · California
Seed Beauty, LLC CA$10.3M · 0.05%
Pirch, Inc. CA$10.3M · 0.99%
Qvale Auto Group, Inc. CA$10.2M · 0.53%
Mancini Sleep World, Inc. CA$10.2M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330108175 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.