Plan Ledger DOL Form 5500 · updated monthly

Pilot Corporation of America401(k)

PILOT PEN 401(K) PLAN · JACKSONVILLE, FL · plan year 2025

Reported admin expense ratio · 2025
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pilot Corporation of America reported $26,274 in plan administrative expenses for 2025: 0.18% of average plan assets, below the peer median. Employer contributions averaged $3,900 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.34% to 0.18%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,276th-largest of 3,644 plans among Florida employers on file, and 2,202nd of 4,246 in wholesale trade. In 2025, employees put in $1.37 for every $1.00 the employer contributed; active participation has grown from 207 to 249 since 2022.

Plan summary
Net assets, end of year$16,665,430
Participants with balances276
Active participants249
Employer contributions$971,215
Employee contributions$1,329,941
Employer contribution per active participant$3,900
Average account balance$60,382
Benefits paid to participants$1,541,271
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$16.7M · 276 accts · $971K emplr
2024$13.1M · 283 accts · $783K emplr
2023$10.5M · 251 accts · $670K emplr
2022$7.6M · 235 accts · $358K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$26,274
Total administrative$26,274
The Pilot Corporation of America 401(k) match · 2025
Employer contribution per active participant$3,900
Median for plans this size$2,666
2025$3,900 per active participant
2024$3,011 per active participant
2023$2,839 per active participant
2022$1,729 per active participant

Pilot Corporation of America's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$26,274
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$26,274 · 0.18%
2024$27,758 · 0.24%
2023$29,576 · 0.33%
2022$28,138 · 0.34%
Same employer
Similar plansWholesale Trade · Florida
Nipro Medical Corporation FL$17.5M · 0.19%
Daher Aircraft, Inc. FL$16.7M · 0.67%
American Gift Corporation FL$16.6M · 0.00%
Jci Jones Chemicals, Inc. FL$16.1M · 0.90%
Dedc, Inc. FL$15.6M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 112277015 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.