Plan Ledger DOL Form 5500 · updated monthly

Phr Micronesia Inc. dba Hyatt Regency Guam401(k)

HYATT REGENCY GUAM 401(K) RETIREMENT SAVINGS PLAN · TUMON, GU · plan year 2024

Reported admin expense ratio · 2024
0.97%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Phr Micronesia Inc. dba Hyatt Regency Guam reported $33,092 in plan administrative expenses for 2024: 0.97% of average plan assets, higher than ~75% of peers. Employer contributions averaged $638 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.97%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in GU (21st of 35), and the 1,079th of 2,240 in accommodation & food services. In 2024, employees put in $3.00 for every $1.00 the employer contributed; active participation has shrunk from 332 to 202 since 2022.

Plan summary
Net assets, end of year$3,666,898
Participants with balances220
Active participants202
Employer contributions$128,779
Employee contributions$386,968
Employer contribution per active participant$638
Average account balance$16,668
Benefits paid to participants$366,141
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.7M · 220 accts · $129K emplr
2023$3.2M · 240 accts · $124K emplr
2022$2.7M · 212 accts · $117K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,092
Total administrative$33,092
The Phr Micronesia Inc. dba Hyatt Regency Guam 401(k) match · 2024
Employer contribution per active participant$638
Median for plans this size$1,313
2024$638 per active participant
2023$647 per active participant
2022$352 per active participant

Phr Micronesia Inc. dba Hyatt Regency Guam's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ASC TRUST, LLC · Recordkeeping · Pension consulting$33,092

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ASC TRUST, LLC
2023ASC TRUST, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,092 · 0.97%
2023$28,512 · 0.96%
2022$30,214 · 1.01%
Similar plansAccommodation & Food Services · GU
Tnn Guam Inc. GU$4.0M · 0.63%
Guam Fast Foods, Inc. GU$1.1M · 1.12%
Jamaico, Inc. GU$775K · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660681480 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.