Plan Ledger DOL Form 5500 · updated monthly

Guam & Guam Incorporated dba Pacific Islands Club - Guam401(k)

GUAM & GUAM INCORPORATED DBA PACIFIC ISLANDS CLUB - GUAM 401(K) PROFIT SHARING PLAN · TAMUNING, GU · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Guam & Guam Incorporated dba Pacific Islands Club - Guam reported $39,415 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.95%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in GU (19th of 35), and the 977th of 2,240 in accommodation & food services. active participation has shrunk from 307 to 178 since 2022.

Plan summary
Net assets, end of year$4,279,562
Participants with balances265
Active participants178
Employer contributions$0
Employee contributions$246,351
Employer contribution per active participant$0
Average account balance$16,149
Benefits paid to participants$370,113
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.3M · 265 accts
2023$4.0M · 319 accts
2022$3.5M · 383 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,415
Total administrative$39,415
The Guam & Guam Incorporated dba Pacific Islands Club - Guam 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Guam & Guam Incorporated dba Pacific Islands Club - Guam's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ASC TRUST, LLC · Recordkeeping · Pension consulting$39,415

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ASC TRUST, LLC
2023ASC TRUST, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$39,415 · 0.95%
2023$35,533 · 0.94%
2022$36,967 · 0.93%
Similar plansAccommodation & Food Services · GU
Onward Beach Resort GU$6.1M · 0.36%
Tnn Guam Inc. GU$4.0M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 980041448 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.