Plan Ledger DOL Form 5500 · updated monthly

Penn Stainless Products, Inc.401(k)

PENN STAINLESS PRODUCTS, INC. PROFIT SHARING-401(K) PLAN · QUAKERTOWN, PA · plan year 2025

Reported admin expense ratio · 2025
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Penn Stainless Products, Inc. reported $68,093 in plan administrative expenses for 2025: 0.27% of average plan assets, below the peer median. Employer contributions averaged $3,244 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.22% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,271st-largest of 3,651 plans among Pennsylvania employers on file, and the 4,839th of 13,661 in manufacturing. In 2025, employees put in $1.69 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$27,196,978
Participants with balances225
Active participants231
Employer contributions$749,471
Employee contributions$1,264,226
Employer contribution per active participant$3,244
Average account balance$120,875
Benefits paid to participants$1,433,264
Plan auditUnmodified (clean) audit opinion
AuditorMICHAEL ROSEN & COMPANY
Plan history4
Yearassets · accounts · employer contribution
2025$27.2M · 225 accts · $749K emplr
2024$23.0M · 229 accts · $672K emplr
2023$20.4M · 228 accts · $687K emplr
2022$17.3M · 229 accts · $756K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$8,747
Investment management$44,346
Audit (IQPA)$15,000
Total administrative$68,093
The Penn Stainless Products, Inc. 401(k) match · 2025
Employer contribution per active participant$3,244
Median for plans this size$2,666
2025$3,244 per active participant
2024$3,039 per active participant
2023$3,000 per active participant
2022$3,258 per active participant

Penn Stainless Products, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
KT ADMINISTRATORS, LLC · Recordkeeping · Pension consulting$8,747
CREATIVE PLANNING LLC · Investment advisory (participants) · Investment advisory (plan)$44,346
MICHAEL ROSEN & COMPANY · Accounting / audit$15,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025KT ADMINISTRATORS, LLC
2024KT ADMINISTRATORS, LLC
2023KT ADMINISTRATORS, LLC

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Administrative cost history4
2025$68,093 · 0.27%
2024$53,493 · 0.25%
2023$50,665 · 0.27%
2022$41,269 · 0.22%
Same employer
Similar plansManufacturing · Pennsylvania
Rigidply Rafters, Inc. PA$27.3M · 0.01%
Corry Manufacturing Company PA$27.1M · 0.28%
Virtus Corporation Inc. PA$26.9M · 0.01%
Resin Solutions, LLC PA$26.7M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232093536 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.