Plan Ledger DOL Form 5500 · updated monthly

Peninsula Humane Society & Spca403(b)

PENINSULA HUMANE SOCIETY & SPCA RETIREMENT PLAN · BURLINGAME, CA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Peninsula Humane Society & Spca reported $3,328 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,217 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 4,646th-largest of 9,483 plans among California employers on file, and the 1,375th of 3,341 in other services. In 2024, employees put in $2.37 for every $1.00 the employer contributed; active participation has grown from 126 to 162 since 2022.

Plan summary
Net assets, end of year$13,625,558
Participants with balances148
Active participants162
Employer contributions$197,144
Employee contributions$466,708
Employer contribution per active participant$1,217
Average account balance$92,065
Benefits paid to participants$215,706
Plan auditUnmodified (clean) audit opinion
AuditorHOOD & STRONG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$13.6M · 148 accts · $197K emplr
2023$11.6M · 146 accts · $183K emplr
2022$11.1M · 148 accts · $206K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,328
Total administrative$3,328
Employer contributions to the Peninsula Humane Society & Spca plan · 2024
Employer contribution per active participant$1,217
Median for plans this size$2,416
2024$1,217 per active participant
2023$1,290 per active participant
2022$1,636 per active participant

Peninsula Humane Society & Spca's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$776

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,328 · 0.03%
2023$2,743 · 0.02%
2022$2,931 · 0.02%
Similar plansOther Services · California
The Beautiful Group, LLC CA$13.8M · 1.07%
Kretek International, Inc. CA$13.7M · 0.04%
Transfair USA CA$13.7M · 0.00%
Ernie Ball, Inc. CA$13.1M · 0.95%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941243665 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.