Plan Ledger DOL Form 5500 · updated monthly

Oshman Family Jewish Community Center403(b)

OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN · PALO ALTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Oshman Family Jewish Community Center reported $66,845 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $888 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.568%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (4,767th of 9,483), and the 1,409th of 3,341 in other services. In 2024, employees put in $5.70 for every $1.00 the employer contributed; active participation has shrunk from 296 to 209 since 2022.

Plan summary
Net assets, end of year$12,973,931
Participants with balances193
Active participants209
Employer contributions$185,590
Employee contributions$1,058,627
Employer contribution per active participant$888
Average account balance$67,222
Benefits paid to participants$355,319
Plan auditUnmodified (clean) audit opinion
AuditorJOHANSON & YAU ACCOUNTANCY CORPORAT
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 193 accts · $186K emplr
2023$10.6M · 222 accts · $227K emplr
2022$8.1M · 212 accts · $212K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,421
Investment management$11,768
Audit (IQPA)$25,656
Total administrative$66,845
The Oshman Family Jewish Community Center 401(k) match · 2024
Employer contribution per active participant$888
Median for plans this size$2,416
2024$888 per active participant
2023$822 per active participant
2022$715 per active participant

Oshman Family Jewish Community Center's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRIMARK BENEFITS · Contract administrator · Recordkeeping$49,730
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$11,768
CHARLES SCHWAB · Trustee$5,347

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PRIMARK BENEFITS
2023PRIMARK BENEFITS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$66,845 · 0.57%
2023$50,772 · 0.54%
2022$47,971 · 0.57%
Same employer
Similar plansOther Services · California
Transfair USA CA$13.7M · 0.00%
Ernie Ball, Inc. CA$13.1M · 0.95%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770185734 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.