Plan Ledger DOL Form 5500 · updated monthly

Pds Consultants, Inc.401(k)

PDS KO 401(K) PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pds Consultants, Inc. reported $98,959 in plan administrative expenses for 2024: 0.66% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,353 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.56% to 0.66%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 335th-largest of 871 plans among Kentucky employers on file, and the 6,595th of 13,661 in manufacturing. In 2024, employees put in $1.11 for every $1.00 the employer contributed; active participation has grown from 485 to 592 since 2022.

Plan summary
Net assets, end of year$16,907,594
Participants with balances479
Active participants592
Employer contributions$1,392,845
Employee contributions$1,546,663
Employer contribution per active participant$2,353
Average account balance$35,298
Benefits paid to participants$1,247,231
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.9M · 479 accts · $1.4M emplr
2023$13.3M · 446 accts · $1.3M emplr
2022$9.9M · 454 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$91,959
Audit (IQPA)$7,000
Total administrative$98,959
The Pds Consultants, Inc. 401(k) match · 2024
Employer contribution per active participant$2,353
Median for plans this size$2,416
2024$2,353 per active participant
2023$2,589 per active participant
2022$2,606 per active participant

Pds Consultants, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MCGREGOR AND ASSOCIATES · Recordkeeping · Named fiduciary$13,150
LINCOLN NATIONAL CORPORATION · Contract administrator$78,809
BLUE & CO, LLC · Investment advisory (plan)$7,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024MCGREGOR AND ASSOCIATES
2023MCGREGOR AND ASSOCIATES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$98,959 · 0.66%
2023$70,118 · 0.60%
2022$55,428 · 0.56%
Same employer
Similar plansManufacturing · Kentucky
Cc Metals and Alloys, LLC KY$17.3M · 0.04%
Virtus Precision Tube LLC KY$17.2M · 0.07%
Enovapremier, LLC KY$17.2M · 0.59%
Wright Implement 1, LLC KY$16.9M · 0.42%
T.Rad North America, Inc. KY$16.5M · 0.78%
Derby Industries, LLC KY$16.3M · 0.12%
Algood Food Company KY$16.0M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 113124680 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.