Plan Ledger DOL Form 5500 · updated monthly

Derby Industries, LLC401(k)

DERBY INDUSTRIES, LLC 401(K) RETIREMENT PLAN · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Derby Industries, LLC reported $17,775 in plan administrative expenses for 2025: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,158 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 345th-largest of 871 plans among Kentucky employers on file, and the 6,717th of 13,661 in manufacturing. In 2025, employees put in $1.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,327,457
Participants with balances471
Active participants573
Employer contributions$663,496
Employee contributions$1,137,720
Employer contribution per active participant$1,158
Average account balance$34,666
Benefits paid to participants$1,348,933
Plan auditUnmodified (clean) audit opinion
AuditorBLUE & CO. , LLC
Plan history4
Yearassets · accounts · employer contribution
2025$16.3M · 471 accts · $663K emplr
2024$13.9M · 487 accts · $676K emplr
2023$12.9M · 487 accts · $651K emplr
2022$10.3M · 409 accts · $514K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$7,250
Audit (IQPA)$10,500
Total administrative$17,775
The Derby Industries, LLC 401(k) match · 2025
Employer contribution per active participant$1,158
Median for plans this size$2,666
2025$1,158 per active participant
2024$1,057 per active participant
2023$1,026 per active participant
2022$909 per active participant

Derby Industries, LLC's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
BLUE & CO. LLC · Accounting / audit$10,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Bank of America / Merrill
2024Bank of America / Merrill
2023Bank of America / Merrill

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Administrative cost history4
2025$17,775 · 0.12%
2024$46,584 · 0.35%
2023$5,125 · 0.04%
2022$3,600 · 0.03%
Similar plansManufacturing · Kentucky
Enovapremier, LLC KY$17.2M · 0.59%
Pds Consultants, Inc. KY$16.9M · 0.66%
Wright Implement 1, LLC KY$16.9M · 0.42%
T.Rad North America, Inc. KY$16.5M · 0.78%
Algood Food Company KY$16.0M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061569057 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.