Plan Ledger DOL Form 5500 · updated monthly

Pathfinder Services, Inc.403(b)

PATHFINDER SERVICES RETIREMENT PLAN · HUNTINGTON, IN · plan year 2024

Reported admin expense ratio · 2024
1.00%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pathfinder Services, Inc. reported $70,211 in plan administrative expenses for 2024: 1.00% of average plan assets, higher than ~75% of peers. Employer contributions averaged $647 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.81% to 1.00%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Indiana (1,039th of 1,562), and 1,983rd of 3,341 in other services. In 2024, employees put in $1.33 for every $1.00 the employer contributed; active participation has grown from 387 to 441 since 2022.

Plan summary
Net assets, end of year$7,194,845
Participants with balances220
Active participants441
Employer contributions$285,185
Employee contributions$380,381
Employer contribution per active participant$647
Average account balance$32,704
Benefits paid to participants$1,180,066
Plan auditUnmodified (clean) audit opinion
AuditorDULUN, WARD & DEWALD, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$7.2M · 220 accts · $285K emplr
2023$6.8M · 199 accts · $290K emplr
2022$6.5M · 191 accts · $281K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,341
Investment management$34,271
Trustee / custodial$4,599
Total administrative$70,211
Employer contributions to the Pathfinder Services, Inc. plan · 2024
Employer contribution per active participant$647
Median for plans this size$1,313
2024$647 per active participant
2023$647 per active participant
2022$727 per active participant

Pathfinder Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
KT ADMINISTRATORS, LLC · Recordkeeping · Pension consulting$31,341
SYM FINANCIAL · Investment advisory (participants) · Investment advisory (plan)$34,271

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024KT ADMINISTRATORS, LLC
2023RIVERSEDGE ADVANCED RETIREMENT

This plan has changed recordkeepers within these filings. If you left Pathfinder Services, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$70,211 · 1.00%
2023$50,205 · 0.76%
2022$49,614 · 0.81%
Same employer
Similar plansOther Services · Indiana
Denison Parking, Inc. IN$7.7M · 0.37%
USA Football IN$6.9M · 0.64%
AUTO-X-10 D, Inc. IN$6.0M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351122311 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.