Plan Ledger DOL Form 5500 · updated monthly

Palo Alto Veterans Institute for Research401(k)

PAVIR RETIREMENT PLAN · PALO ALTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Palo Alto Veterans Institute for Research reported $62,154 in plan administrative expenses for 2024: 0.17% of average plan assets, below the peer median. Employer contributions averaged $5,876 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.16% to 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,133rd-largest of 9,483 plans among California employers on file, and the 3,288th of 11,654 in professional & technical services. In 2024, employees put in $1.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$40,173,981
Participants with balances412
Active participants181
Employer contributions$1,063,482
Employee contributions$1,544,498
Employer contribution per active participant$5,876
Average account balance$97,510
Benefits paid to participants$2,445,937
Plan auditUnmodified (clean) audit opinion
AuditorBPM
Plan history3
Yearassets · accounts · employer contribution
2024$40.2M · 412 accts · $1.1M emplr
2023$34.8M · 409 accts · $918K emplr
2022$29.7M · 412 accts · $791K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,325
Investment management$48,829
Total administrative$62,154
The Palo Alto Veterans Institute for Research 401(k) match · 2024
Employer contribution per active participant$5,876
Median for plans this size$2,416
2024$5,876 per active participant
2023$4,808 per active participant
2022$4,144 per active participant

Palo Alto Veterans Institute for Research's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$39,731
VITA PLANNING GROUP LLC · Investment advisory (plan)$48,829

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$62,154 · 0.17%
2023$56,720 · 0.18%
2022$51,117 · 0.16%
Same employer
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Sonic.Net, LLC CA$40.7M · 0.46%
Jfrog, Inc. CA$40.7M · 0.27%
Insight Investments, LLC CA$40.5M · 0.17%
Dg Architects, Inc. Dga CA$40.2M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770207331 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.