Plan Ledger DOL Form 5500 · updated monthly

Palmer and Sicard, Inc.401(k)

PALMER AND SICARD, INC. 401(K) RETIREMENT PLAN · EXETER, NH · plan year 2025

Reported admin expense ratio · 2025
0.47%

Palmer and Sicard, Inc. reported $52,793 in plan administrative expenses for 2025: 0.47% of average plan assets, higher than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in New Hampshire (233rd of 411), and 2,786th of 5,337 in construction.

Plan summary
Net assets, end of year$12,133,134
Participants with balances144
Active participants123
Employer contributions—
Employee contributions$716,979
Employer contribution per active participant—
Average account balance$84,258
Benefits paid to participants$347,919
Plan auditUnmodified (clean) audit opinion
AuditorE.J. CALLAHAN & ASSOCIATES
Plan history2
Yearassets · accounts · employer contribution
2025$12.1M · 144 accts
2024$10.1M · 127 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$52,793
Total administrative$52,793
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$52,793
THAYER PARTNERS, LLC · Investment advisory (plan)$25,663
THAYER PARTNERS, LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$52,793 · 0.47%
2024$45,149 · 0.48%
Similar plansConstruction · New Hampshire
Lewis Builders, LLC NH$15.2M · 0.60%
Denron Plumbing & Hvac, LLC NH$14.8M · 0.38%
Longchamps Electric, LLC NH$13.9M · 0.41%
Severino Trucking Co., Inc. NH$12.8M · 0.44%
Metro Walls, Inc. NH$8.7M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020396330 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.