Plan Ledger DOL Form 5500 · updated monthly

Chinburg Builders, Inc. 401(K) Profit Sharing and Trust401(k)

CHINBURG BUILDERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST · NEWMARKET, NH · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Chinburg Builders, Inc. 401(K) Profit Sharing and Trust reported $23,793 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $2,727 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in New Hampshire (266th of 411), and 3,113th of 5,337 in construction. In 2024, employees put in $1.86 for every $1.00 the employer contributed; active participation has grown from 119 to 132 since 2022.

Plan summary
Net assets, end of year$9,854,355
Participants with balances124
Active participants132
Employer contributions$359,920
Employee contributions$669,467
Employer contribution per active participant$2,727
Average account balance$79,471
Benefits paid to participants$1,030,097
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.9M · 124 accts · $360K emplr
2023$8.1M · 126 accts · $284K emplr
2022$7.0M · 122 accts · $312K emplr
The Chinburg Builders, Inc. 401(K) Profit Sharing and Trust 401(k) match · 2024
Employer contribution per active participant$2,727
Median for plans this size$1,313
2024$2,727 per active participant
2023$2,202 per active participant
2022$2,620 per active participant

Chinburg Builders, Inc. 401(K) Profit Sharing and Trust's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
T. ROWE PRICE RPS, INC. · Recordkeeping · Trustee$23,793
FIDELITY · Investment managementindirect comp
COLUMBIA FUNDS · Investment managementindirect comp
PARNASSUS FUNDS · Investment managementindirect comp
DIMENSIONAL FUNDS · Investment managementindirect comp
PRUDENTIAL JENNISON · Investment managementindirect comp
FRANKLIN TEMPLETON · Investment managementindirect comp
EAGLEASSET · Investment managementindirect comp
LOOMIS - SAYLES - NATIXIS - HANSBER · Investment managementindirect comp
MFS FUNDS · Investment managementindirect comp
INVESCO · Investment managementindirect comp
PIMCO FUNDS · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$23,793 · 0.27%
2023$19,049 · 0.25%
2022$20,768 · 0.28%
Similar plansConstruction · New Hampshire
Severino Trucking Co., Inc. NH$12.8M · 0.44%
Palmer and Sicard, Inc. NH$12.1M · 0.47%
Metro Walls, Inc. NH$8.7M · 0.07%
R.S. Audley, Inc. NH$7.8M · 0.01%
Mts Services, Inc. NH$5.6M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020477790 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.