Plan Ledger DOL Form 5500 · updated monthly

Pacific Transfer LLC401(k)

PACIFIC TRANSFER LLC PROFIT SHARING PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pacific Transfer LLC reported $63,137 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $1,648 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.39% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 134th-largest of 269 plans among Hawaii employers on file, and the 917th of 2,677 in transportation & warehousing. In 2024, employees put in $3.38 for every $1.00 the employer contributed; active participation has grown from 80 to 91 since 2022.

Plan summary
Net assets, end of year$14,760,118
Participants with balances100
Active participants91
Employer contributions$150,000
Employee contributions$507,109
Employer contribution per active participant$1,648
Average account balance$147,601
Benefits paid to participants$1,246,322
Plan auditUnmodified (clean) audit opinion
AuditorCW ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$14.8M · 100 accts · $150K emplr
2023$13.6M · 108 accts · $250K emplr
2022$11.7M · 101 accts · $500K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,499
Investment management$49,403
Audit (IQPA)$5,235
Total administrative$63,137
The Pacific Transfer LLC 401(k) match · 2024
Employer contribution per active participant$1,648
Median for plans this size$2,416
2024$1,648 per active participant
2023$3,049 per active participant
2022$6,250 per active participant

Pacific Transfer LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$9,659
RIVERSEDGE ADV RET SOLUTIONS, LLC · Recordkeeping · Loan processing$9,178
MOSAIC PACIFIC INVESTMENT ADVISORS · Investment advisory (plan)$39,065
CW ASSOCIATES · Accounting / audit$5,235

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS, RIVERSEDGE ADV RET SOLUTIONS, LLC
2023RIVERSEDGE ADV RET SOLUTIONS, LLC

This plan has changed recordkeepers within these filings. If you left Pacific Transfer LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$63,137 · 0.45%
2023$65,917 · 0.52%
2022$51,227 · 0.39%
Same employer
Similar plansTransportation & Warehousing · Hawaii
Paradise Cruise, LTD. HI$8.5M · 0.28%
M. Dyer & Sons, Inc. HI$7.4M · 0.11%
Ground Transport, Inc. HI$6.6M · 0.82%
Pineridge Farms, Inc HI$4.9M · 0.87%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800668703 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.