Plan Ledger DOL Form 5500 · updated monthly

Pacific Petroleum California, Inc.401(k)

PACIFIC PETROLEUM CALIFORNIA 401(K) PLAN · ORCUTT, CA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pacific Petroleum California, Inc. reported $2,224 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,417 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in California (4,845th of 9,483), and the 1,002nd of 2,677 in transportation & warehousing. In 2025, employees put in $2.09 for every $1.00 the employer contributed; active participation has grown from 216 to 267 since 2022.

Plan summary
Net assets, end of year$12,625,449
Participants with balances129
Active participants267
Employer contributions$378,286
Employee contributions$790,169
Employer contribution per active participant$1,417
Average account balance$97,872
Benefits paid to participants$1,297,595
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$12.6M · 129 accts · $378K emplr
2024$10.7M · 122 accts · $341K emplr
2023$8.7M · 116 accts · $377K emplr
2022$6.6M · 122 accts · $651K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,224
Total administrative$2,224
The Pacific Petroleum California, Inc. 401(k) match · 2025
Employer contribution per active participant$1,417
Median for plans this size$2,666
2025$1,417 per active participant
2024$1,228 per active participant
2023$1,810 per active participant
2022$3,012 per active participant

Pacific Petroleum California, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
WEALTH ENHANCEMENT BROKERAGEindirect comp
LPL FINANCIAL LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$2,224 · 0.02%
2024$1,939 · 0.02%
2023$2,041 · 0.03%
2022$2,109 · 0.03%
Same employer
Similar plansTransportation & Warehousing · California
Kkw Trucking, Inc. CA$12.9M · 0.62%
Binex CA$12.9M · 0.44%
Ventura Transfer Company CA$12.8M · 0.44%
Morrison Express Corp.Usa CA$12.4M · 0.26%
Custom Goods, LLC CA$11.6M · 0.85%
Dc Logistics, LLC CA$11.6M · 1.09%
Singapore Airlines Limited CA$11.2M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202209557 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.