Plan Ledger DOL Form 5500 · updated monthly

Lodestone Pacific Holding Company, Inc.401(k)

LPHC, INC. 401(K) PROFIT SHARING PLAN · ARCATA, CA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lodestone Pacific Holding Company, Inc. reported $2,680 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $197 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.020% to 0.022%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in California (4,754th of 9,483), and the 978th of 2,677 in transportation & warehousing. In 2024, employees put in $11.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,006,470
Participants with balances145
Active participants240
Employer contributions$47,365
Employee contributions$566,958
Employer contribution per active participant$197
Average account balance$89,700
Benefits paid to participants$709,393
Plan auditUnmodified (clean) audit opinion
AuditorPLATFORM CPA'S, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 145 accts · $47K emplr
2023$11.9M · 151 accts · $48K emplr
2022$11.4M · 159 accts · $51K emplr
The Lodestone Pacific Holding Company, Inc. 401(k) match · 2024
Employer contribution per active participant$197
Median for plans this size$2,416
2024$197 per active participant
2023$216 per active participant
2022$233 per active participant

Lodestone Pacific Holding Company, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,680 · 0.02%
2023$3,000 · 0.03%
2022$2,625 · 0.02%
Similar plansTransportation & Warehousing · California
Roadone West, Inc. CA$13.0M · 0.73%
Kkw Trucking, Inc. CA$12.9M · 0.62%
Binex CA$12.9M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 812426749 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.