Plan Ledger DOL Form 5500 · updated monthly

Pacific Office Automation, Inc.401(k)

PACIFIC OFFICE AUTOMATION CAPITAL ACCUMULATION PLAN · BEAVERTON, OR · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pacific Office Automation, Inc. reported $293,366 in plan administrative expenses for 2024: 0.20% of average plan assets, above the peer median. Employer contributions averaged $3,082 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.21% to 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 73rd-largest of 1,021 plans among Oregon employers on file, and the 260th of 5,215 in retail trade. In 2024, employees put in $1.59 for every $1.00 the employer contributed; active participation has grown from 868 to 1,160 since 2022.

Plan summary
Net assets, end of year$157,398,543
Participants with balances1,045
Active participants1,160
Employer contributions$3,574,787
Employee contributions$5,686,653
Employer contribution per active participant$3,082
Average account balance$150,621
Benefits paid to participants$8,964,964
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$157.4M · 1,045 accts · $3.6M emplr
2023$133.6M · 1,044 accts · $3.5M emplr
2022$99.8M · 962 accts · $3.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,253
Investment management$268,113
Total administrative$293,366
The Pacific Office Automation, Inc. 401(k) match · 2024
Employer contribution per active participant$3,082
Median for plans this size$3,635
2024$3,082 per active participant
2023$3,132 per active participant
2022$3,674 per active participant

Pacific Office Automation, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SPECTRUM PENSION CONSULTANTS, INC · Claims processing · Contract administrator$25,253
SLOY, DAHL & HOLST, INC · Investment advisory (participants) · Investment advisory (plan)$268,113

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024SPECTRUM PENSION CONSULTANTS, INC
2023SPECTRUM PENSION CONSULTANTS, INC

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Administrative cost history3
2024$293,366 · 0.20%
2023$248,507 · 0.21%
2022$291,073 · 0.21%
Same employer
Similar plansRetail Trade · Oregon
Lithia Motors, Inc. OR$1.0B · 0.18%
Tec Equipment, Inc. OR$84.2M · 0.29%
New Seasons Market LLC OR$69.5M · 0.40%
Swickard Corporation OR$45.9M · 0.72%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930665413 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.