Plan Ledger DOL Form 5500 · updated monthly

Oxford Foods, Inc.401(k)

ZAXBY'S 401(K) PLAN · ATHENS, GA · plan year 2024

Reported admin expense ratio · 2024
2.78%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Oxford Foods, Inc. reported $28,816 in plan administrative expenses for 2024: 2.78% of average plan assets, higher than ~90% of peers. Employer contributions averaged $654 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.13% to 2.78%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Georgia (2,005th of 2,160), and 1,602nd of 2,240 in accommodation & food services. In 2024, employees put in $1.40 for every $1.00 the employer contributed; active participation has shrunk from 455 to 388 since 2022.

Plan summary
Net assets, end of year$1,354,836
Participants with balances146
Active participants388
Employer contributions$253,722
Employee contributions$356,345
Employer contribution per active participant$654
Average account balance$9,280
Benefits paid to participants$68,419
Plan auditUnmodified (clean) audit opinion
AuditorSMITH + HOWARD
Plan history3
Yearassets · accounts · employer contribution
2024$1.4M · 146 accts · $254K emplr
2023$719K · 136 accts · $229K emplr
2022$130K · 106 accts · $53K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,816
Total administrative$28,816
The Oxford Foods, Inc. 401(k) match · 2024
Employer contribution per active participant$654
Median for plans this size$1,313
2024$654 per active participant
2023$699 per active participant
2022$117 per active participant

Oxford Foods, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ERISA SERVICES · Recordkeeping$5,250
LINCOLN NATIONAL CORPORATION · Contract administrator$19,928
UBS RPA · Investment advisory (plan)$3,638

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ERISA SERVICES
2023ERISA SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$28,816 · 2.78%
2023$12,435 · 2.93%
2022$169 · 0.13%
Same employer
Similar plansAccommodation & Food Services · Georgia
101 Concepts, LLC GA$1.4M · 1.33%
Apsilon Hotels, LLC GA$1.1M · 0.30%
Hlc Hotels, Inc. GA$935K · 0.23%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 200253474 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.