Plan Ledger DOL Form 5500 · updated monthly

Outpost Natural Foods Cooperative401(k)

OUTPOST NATURAL FOODS COOPERATIVE 401(K) PLAN AND TRUST · MILWAUKEE, WI · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Outpost Natural Foods Cooperative reported $35,506 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $333 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Wisconsin (1,111th of 1,936), and the 2,049th of 5,215 in retail trade. In 2024, employees put in $4.16 for every $1.00 the employer contributed; active participation has grown from 274 to 305 since 2022.

Plan summary
Net assets, end of year$13,700,952
Participants with balances253
Active participants305
Employer contributions$101,567
Employee contributions$422,017
Employer contribution per active participant$333
Average account balance$54,154
Benefits paid to participants$622,184
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.7M · 253 accts · $102K emplr
2023$12.2M · 255 accts · $84K emplr
2022$10.2M · 270 accts · $101K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,493
Investment management$12,013
Total administrative$35,506
The Outpost Natural Foods Cooperative 401(k) match · 2024
Employer contribution per active participant$333
Median for plans this size$2,416
2024$333 per active participant
2023$288 per active participant
2022$369 per active participant

Outpost Natural Foods Cooperative's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ALERUS FINANCIAL, N.A. · Recordkeeping · Trustee$23,494
KESTRA FINANCIAL, INC. · Consulting · Trustee (directed)$12,012

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

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Administrative cost history3
2024$35,506 · 0.27%
2023$33,890 · 0.30%
2022$31,825 · 0.32%
Same employer
Similar plansRetail Trade · Wisconsin
International Autos, Inc. WI$14.4M · 0.86%
Four Keys, LLC WI$14.3M · 0.96%
Stumpf Motor Company, Inc. WI$14.0M · 0.25%
Holz Motors, Inc WI$13.8M · 0.27%
Swiderski Equipment, Inc. WI$13.5M · 0.47%
Home Run Auto Group WI$13.2M · 0.53%
Heiser Ford, Inc. WI$13.2M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391194880 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.