Plan Ledger DOL Form 5500 · updated monthly

Orthopedic Surgeons, LTD. dba Orthopedic Institute of Pennsylvania401(k)

ORTHOPEDIC INSTITUTE OF PENNSYLVANIA 401(K) PROFIT SHARING PLAN · CAMP HILL, PA · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Orthopedic Surgeons, LTD. dba Orthopedic Institute of Pennsylvania reported $182,589 in plan administrative expenses for 2024: 0.32% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,821 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.32%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 680th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,593rd of 11,911 in health care & social assistance. In 2024, employees put in $1.51 for every $1.00 the employer contributed; active participation has grown from 228 to 306 since 2022.

Plan summary
Net assets, end of year$60,793,413
Participants with balances425
Active participants306
Employer contributions$863,090
Employee contributions$1,299,918
Employer contribution per active participant$2,821
Average account balance$143,043
Benefits paid to participants$2,712,661
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$60.8M · 425 accts · $863K emplr
2023$53.0M · 338 accts · $1.7M emplr
2022$45.4M · 357 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,068
Investment management$150,521
Total administrative$182,589
The Orthopedic Surgeons, LTD. dba Orthopedic Institute of Pennsylvania 401(k) match · 2024
Employer contribution per active participant$2,821
Median for plans this size$3,635
2024$2,821 per active participant
2023$7,458 per active participant
2022$6,789 per active participant

Orthopedic Surgeons, LTD. dba Orthopedic Institute of Pennsylvania's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Other services$24,007
DUNBAR BENDER & ZAPF, INC. · Contract administrator · Consulting$8,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$182,589 · 0.32%
2023$136,997 · 0.28%
2022$140,518 · 0.29%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 231875547 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.