Plan Ledger DOL Form 5500 · updated monthly

Keystone Human Services401(k)

KEYSTONE HUMAN SERVICES 401(K) RETIREMENT PLAN · HARRISBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Keystone Human Services reported $342,326 in plan administrative expenses for 2024: 0.60% of average plan assets, higher than ~90% of peers. Employer contributions averaged $324 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.76% to 0.60%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 690th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,630th of 11,911 in health care & social assistance. In 2024, employees put in $6.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$59,462,785
Participants with balances3,039
Active participants2,640
Employer contributions$855,670
Employee contributions$5,703,927
Employer contribution per active participant$324
Average account balance$19,567
Benefits paid to participants$8,954,426
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$59.5M · 3,039 accts · $856K emplr
2023$54.2M · 3,269 accts · $858K emplr
2022$47.0M · 3,277 accts · $794K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$262,126
Investment management$80,000
Total administrative$342,326
The Keystone Human Services 401(k) match · 2024
Employer contribution per active participant$324
Median for plans this size$3,635
2024$324 per active participant
2023$327 per active participant
2022$289 per active participant

Keystone Human Services's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ANNUITY INSURANCE COMPANY · Contract administrator · Recordkeeping$262,126
ALLIANT INSURANCE SERVICES INC DBA · Investment advisory (plan)$80,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Prudential

This plan has changed recordkeepers within these filings. If you left Keystone Human Services before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$342,326 · 0.60%
2023$355,476 · 0.70%
2022$396,111 · 0.76%
Similar plansHealth Care & Social Assistance · Pennsylvania
Pyramid Healthcare, Inc. PA$69.3M · 0.87%
Upmc Hamot PA$68.6M · 0.00%
Richard J. Caron Foundation PA$61.0M · 0.02%
Kencrest Services, Inc. PA$54.8M · 0.54%
Glen Mills Schools PA$54.1M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251847902 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.