Plan Ledger DOL Form 5500 · updated monthly

Orthopedic and Sports Physical Therapy Associates, Inc.401(k)

OSPTA 401(K) SAFE HARBOR PLAN · ROSTRAVER TOWNSHIP, PA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Orthopedic and Sports Physical Therapy Associates, Inc. reported $75,756 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,303 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,013th-largest of 3,651 plans among Pennsylvania employers on file, and the 2,370th of 11,911 in health care & social assistance. In 2024, employees put in $1.87 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$37,073,611
Participants with balances362
Active participants238
Employer contributions$548,170
Employee contributions$1,022,603
Employer contribution per active participant$2,303
Average account balance$102,413
Benefits paid to participants$887,056
Plan auditUnmodified (clean) audit opinion
AuditorGUTHRIE, BELCZYK & ASSOCIATES, PC
Plan history3
Yearassets · accounts · employer contribution
2024$37.1M · 362 accts · $548K emplr
2023$31.7M · 357 accts · $509K emplr
2022$26.5M · 344 accts · $503K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,165
Investment management$45,000
Total administrative$75,756
The Orthopedic and Sports Physical Therapy Associates, Inc. 401(k) match · 2024
Employer contribution per active participant$2,303
Median for plans this size$2,416
2024$2,303 per active participant
2023$2,215 per active participant
2022$2,131 per active participant

Orthopedic and Sports Physical Therapy Associates, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP · Recordkeeping · Loan processing$26,885
M2B RETIREMENT CONSULTING · Recordkeeping · Loan processing$8,491
INVESTMENT ADVISORY OPERATIONS · Investment advisory (plan)$45,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024M2B RETIREMENT CONSULTING, Vanguard
2023M2B RETIREMENT CONSULTING, Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$75,756 · 0.22%
2023$80,160 · 0.28%
2022$84,134 · 0.29%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Butler Medical Providers PA$39.6M · 0.08%
Inperium, Inc. PA$37.4M · 0.95%
Primary Health Network PA$36.4M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251570641 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.