Plan Ledger DOL Form 5500 · updated monthly

Oriol Holding Inc.401(k)

ORIOL HOLDING INC. 401(K) PLAN · HOLDEN, MA · plan year 2023

Reported admin expense ratio · 2023
1.45%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Oriol Holding Inc. reported $107,141 in plan administrative expenses for 2023: 1.45% of average plan assets, higher than ~90% of peers. Employer contributions averaged $478 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (2,049th of 2,726), and 6,429th of 11,911 in health care & social assistance. In 2023, employees put in $8.49 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,050,095
Participants with balances336
Active participants291
Employer contributions$139,019
Employee contributions$1,180,476
Employer contribution per active participant$478
Average account balance$23,959
Benefits paid to participants$805,128
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.0M · 304 accts · $120K emplr
2023$8.1M · 336 accts · $139K emplr
2022$6.7M · 335 accts · $134K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$51,950
Investment management$55,191
Total administrative$107,141
The Oriol Holding Inc. 401(k) match · 2023
Employer contribution per active participant$478
Median for plans this size$1,308
2024$444 per active participant
2023$478 per active participant
2022$476 per active participant

Oriol Holding Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FISHER INVESTMENTS, INC. · Accounting / audit$55,191
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$51,950

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$113,946 · 1.42%
2023$107,141 · 1.45%
2022$102,888 · 1.48%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
The Edinburg Center, Inc. MA$8.1M · 0.02%
L.P. College, Inc. MA$7.9M · 0.82%
Community Catalyst, Inc. MA$7.9M · 0.34%
Health Leads, Inc. MA$7.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320398044 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.