Plan Ledger DOL Form 5500 · updated monthly

Oremor Mgmt and Investment Co401(k)

OREMOR MGMT AND INVESTMENT CO 401(K) RETIREMENT SAVINGS PLAN · ONTARIO, CA · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Oremor Mgmt and Investment Co reported $290,803 in plan administrative expenses for 2024: 0.34% of average plan assets, higher than ~75% of peers. Employer contributions averaged $579 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.34%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 1,062nd-largest of 9,483 plans among California employers on file, and the 396th of 5,215 in retail trade. In 2024, employees put in $8.21 for every $1.00 the employer contributed; active participation has grown from 1,667 to 1,869 since 2022.

Plan summary
Net assets, end of year$93,292,936
Participants with balances2,160
Active participants1,869
Employer contributions$1,082,835
Employee contributions$8,890,636
Employer contribution per active participant$579
Average account balance$43,191
Benefits paid to participants$6,683,660
Plan auditUnmodified (clean) audit opinion
AuditorROGERS CLEM & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$93.3M · 2,160 accts · $1.1M emplr
2023$77.3M · 2,072 accts · $1.1M emplr
2022$60.3M · 1,921 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$184,826
Investment management$105,977
Total administrative$290,803
The Oremor Mgmt and Investment Co 401(k) match · 2024
Employer contribution per active participant$579
Median for plans this size$3,635
2024$579 per active participant
2023$685 per active participant
2022$653 per active participant

Oremor Mgmt and Investment Co's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$184,826
MORGAN STANLEY SMITH BARNEY · Recordkeeping · Trustee$105,976
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Morgan Stanley
2023ADP, Morgan Stanley

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Administrative cost history3
2024$290,803 · 0.34%
2023$268,174 · 0.39%
2022$275,844 · 0.44%
Similar plansRetail Trade · California
Tcag, Inc. CA$101.0M · 0.03%
North State Grocery, Inc. CA$97.6M · 0.01%
Fabletics, Inc. CA$89.1M · 0.20%
Galpin Motors, Inc. CA$87.3M · 0.20%
Paq, Inc. dba Food 4 Less CA$85.1M · 0.03%
Keyes Motors, Inc. CA$84.0M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330152532 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.