Plan Ledger DOL Form 5500 · updated monthly

Orchard and Vineyard Supply, LLC401(k)

OVS 401K RETIREMENT PLAN · YAKIMA, WA · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Orchard and Vineyard Supply, LLC reported $69,192 in plan administrative expenses for 2024: 0.61% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,069 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.83% to 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Washington (990th of 1,714), and the 2,333rd of 5,215 in retail trade. In 2024, employees put in $1.62 for every $1.00 the employer contributed; active participation has grown from 252 to 318 since 2022.

Plan summary
Net assets, end of year$11,610,584
Participants with balances335
Active participants318
Employer contributions$658,012
Employee contributions$1,068,407
Employer contribution per active participant$2,069
Average account balance$34,658
Benefits paid to participants$2,390,826
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.6M · 335 accts · $658K emplr
2023$11.0M · 330 accts · $626K emplr
2022$11.4M · 291 accts · $612K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,952
Investment management$26,240
Total administrative$69,192
The Orchard and Vineyard Supply, LLC 401(k) match · 2024
Employer contribution per active participant$2,069
Median for plans this size$2,416
2024$2,069 per active participant
2023$2,080 per active participant
2022$2,430 per active participant

Orchard and Vineyard Supply, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$6,711
CAPITAL ADVISORS WEALTH MGMT · Investment advisory (participants)$26,240

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$69,192 · 0.61%
2023$97,769 · 0.87%
2022$108,344 · 0.83%
Similar plansRetail Trade · Washington
Subaru of Puyallup, Inc. WA$12.5M · 0.23%
Miller-Nicholson Inc. WA$12.2M · 0.19%
Lee Johnson Chevrolet, Inc. WA$12.2M · 0.39%
Tacoma Subaru, Inc. WA$11.2M · 0.68%
Community Food Cooperative WA$11.2M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 814632490 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.