Plan Ledger DOL Form 5500 · updated monthly

Community Food Cooperative401(k)

COMMUNITY FOOD COOPERATIVE 401(K) PROFIT SHARING PLAN AND TRUST · BELLINGHAM, WA · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Food Cooperative reported $47,107 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $1,315 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.43% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Washington (1,012th of 1,714), and the 2,418th of 5,215 in retail trade. In 2024, employees put in $1.52 for every $1.00 the employer contributed; active participation has grown from 140 to 171 since 2022.

Plan summary
Net assets, end of year$11,175,539
Participants with balances142
Active participants171
Employer contributions$224,852
Employee contributions$342,599
Employer contribution per active participant$1,315
Average account balance$78,701
Benefits paid to participants$492,334
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.2M · 142 accts · $225K emplr
2023$9.5M · 151 accts · $218K emplr
2022$8.4M · 164 accts · $238K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,107
Total administrative$47,107
The Community Food Cooperative 401(k) match · 2024
Employer contribution per active participant$1,315
Median for plans this size$2,416
2024$1,315 per active participant
2023$1,443 per active participant
2022$1,702 per active participant

Community Food Cooperative's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ALERUS FINANCIAL, N.A. · Recordkeeping · Trustee$47,107

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$47,107 · 0.45%
2023$38,962 · 0.43%
2022$39,030 · 0.43%
Same employer
Similar plansRetail Trade · Washington
Miller-Nicholson Inc. WA$12.2M · 0.19%
Lee Johnson Chevrolet, Inc. WA$12.2M · 0.39%
Tacoma Subaru, Inc. WA$11.2M · 0.68%
Roy Robinson Incorporated WA$10.4M · 0.86%
Valmark, Inc. WA$10.3M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910899784 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.