Plan Ledger DOL Form 5500 · updated monthly

Orange County Cerebral Palsy Association, Inc.401(k)

INSPIRE 401(K) PROFIT SHARING PLAN AND TRUST · GOSHEN, NY · plan year 2024

Reported admin expense ratio · 2024
0.64%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Orange County Cerebral Palsy Association, Inc. reported $30,013 in plan administrative expenses for 2024: 0.64% of average plan assets, above the peer median. Employer contributions averaged $435 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.77% to 0.64%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New York (4,521st of 5,648), and 2,343rd of 3,341 in other services. In 2024, employees put in $1.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,751,748
Participants with balances120
Active participants172
Employer contributions$74,896
Employee contributions$142,006
Employer contribution per active participant$435
Average account balance$39,598
Benefits paid to participants$720,629
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.8M · 120 accts · $75K emplr
2023$4.7M · 87 accts · $45K emplr
2022$4.7M · 92 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,606
Investment management$24,407
Total administrative$30,013
The Orange County Cerebral Palsy Association, Inc. 401(k) match · 2024
Employer contribution per active participant$435
Median for plans this size$1,313
2024$435 per active participant
2023$272 per active participant

Orange County Cerebral Palsy Association, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BENEFIT PLANS ADMIN SERVICES · Recordkeeping · Trustee (directed)$18,235
FOCUSED WEALTH MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$11,778

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENEFIT PLANS ADMIN SERVICES
2023BENEFIT PLANS ADMIN SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$30,013 · 0.64%
2023$33,414 · 0.71%
2022$40,168 · 0.77%
Same employer
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Gds Publishing, Inc NY$4.8M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141456248 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.