Plan Ledger DOL Form 5500 · updated monthly

Orange Coast Title Company401(k)

ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN · SANTA ANA, CA · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Orange Coast Title Company reported $338,968 in plan administrative expenses for 2024: 0.49% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,729 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.54% to 0.49%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 1,285th-largest of 9,483 plans among California employers on file, and the 179th of 2,096 in real estate & leasing. In 2024, employees put in $3.80 for every $1.00 the employer contributed; active participation has shrunk from 851 to 625 since 2022.

Plan summary
Net assets, end of year$73,174,153
Participants with balances819
Active participants625
Employer contributions$1,080,462
Employee contributions$4,105,967
Employer contribution per active participant$1,729
Average account balance$89,346
Benefits paid to participants$7,148,079
Plan auditUnmodified (clean) audit opinion
AuditorCLIFFTON LARSON ALLEN, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$73.2M · 819 accts · $1.1M emplr
2023$66.1M · 809 accts · $1.3M emplr
2022$59.1M · 994 accts · $1.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$228,197
Investment management$110,771
Total administrative$338,968
The Orange Coast Title Company 401(k) match · 2024
Employer contribution per active participant$1,729
Median for plans this size$3,635
2024$1,729 per active participant
2023$2,051 per active participant
2022$1,909 per active participant

Orange Coast Title Company's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE BALDWIN GROUP WEALTH ADVISORS L · Investment advisory (plan)$101,931
EMPOWER ADVISORY GROUP, LLC · Investment management$8,840

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$338,968 · 0.49%
2023$289,336 · 0.46%
2022$344,540 · 0.54%
Same employer
Similar plansReal Estate & Leasing · California
Kilroy Realty Corporation CA$81.6M · 0.03%
Auction.com, LLC CA$76.7M · 0.08%
Lewis Management Corp. CA$72.0M · 0.04%
Marcus & Millichap, Inc. CA$67.1M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952871609 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.