Plan Ledger DOL Form 5500 · updated monthly

Oracle Corporation401(k)

ORACLE CORPORATION 401(K) SAVINGS AND INVESTMENT PLAN · REDWOOD SHORES, CA · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Oracle Corporation reported $10,962,701 in plan administrative expenses for 2025: 0.03% of average plan assets, below the peer median. Employer contributions averaged $3,705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other professional & technical services employers. By assets it is the 3rd-largest of 9,483 plans among California employers on file, and the 2nd of 11,654 in professional & technical services. In 2025, employees put in $5.01 for every $1.00 the employer contributed; active participation has shrunk from 63,105 to 54,686 since 2022.

Plan summary
Net assets, end of year$35,037,439,760
Participants with balances98,248
Active participants54,686
Employer contributions$202,593,175
Employee contributions$1,014,222,712
Employer contribution per active participant$3,705
Average account balance$356,622
Benefits paid to participants$2,949,498,343
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$35.0B · 98,248 accts · $202.6M emplr
2024$31.0B · 99,815 accts · $201.4M emplr
2023$26.3B · 101,428 accts · $203.8M emplr
2022$21.8B · 105,018 accts · $178.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$649,219
Investment management$9,997,500
Audit (IQPA)$82,500
Total administrative$10,962,701
The Oracle Corporation 401(k) match · 2025
Employer contribution per active participant$3,705
Median for plans this size$5,084
2025$3,705 per active participant
2024$3,425 per active participant
2023$3,457 per active participant
2022$2,835 per active participant

Oracle Corporation's 2025 employer contribution ran below the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FINANCIAL ENGINES · Investment advisory (plan)$2,624,149
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$705,550
MERCER INVESTMENTS LLC · Investment advisory (plan)$239,939
SENSIBA LLP · Accounting / audit$82,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$10,962,701 · 0.03%
2024$10,712,603 · 0.04%
2023$10,014,874 · 0.04%
2022$8,878,607 · 0.04%
Similar plansProfessional & Technical Services · California
Amazon.com Services, LLC WA$34.6B · 0.02%
Amazon.com Services,Llc WA$26.2B · 0.02%
Accenture LLP IL$21.3B · 0.05%
Vmware, Inc. CA$4.1B · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 542185193 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.