Plan Ledger DOL Form 5500 · updated monthly

Optum Medical Services, P.C.401(k)

OPTUM PARTNER SERVICES 401(K) SAVINGS PLAN · MINNETONKA, MN · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Optum Medical Services, P.C. reported $4,524 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,940 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.02% to 0.00%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 65th-largest of 1,918 plans among Minnesota employers on file, and the 257th of 11,911 in health care & social assistance. In 2025, employees put in $2.20 for every $1.00 the employer contributed; active participation has shrunk from 3,445 to 2,397 since 2022.

Plan summary
Net assets, end of year$718,069,116
Participants with balances3,873
Active participants2,397
Employer contributions$19,031,308
Employee contributions$41,813,087
Employer contribution per active participant$7,940
Average account balance$185,404
Benefits paid to participants$65,392,887
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$718.1M · 3,873 accts · $19.0M emplr
2024$613.0M · 3,868 accts · $20.9M emplr
2023$542.0M · 3,919 accts · $20.3M emplr
2022$423.4M · 3,103 accts · $16.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,524
Total administrative$4,524
The Optum Medical Services, P.C. 401(k) match · 2025
Employer contribution per active participant$7,940
Median for plans this size$4,295
2025$7,940 per active participant
2024$6,626 per active participant
2023$5,763 per active participant
2022$4,807 per active participant

Optum Medical Services, P.C.'s 2025 employer contribution ran above the $4,295 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$4,524 · 0.00%
2024$11,572 · 0.00%
2023$58,991 · 0.01%
2022$64,466 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · Minnesota
Mayo Holding Company MN$813.4M · 0.03%
North Memorial Health MN$778.3M · 0.11%
Regions Hospital MN$602.0M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453866363 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.